Plans that protect the people you love.

I help families build estate plans and retirement income strategies that actually work — without the sales pressure most agents bring.

Upcoming Seminars Contact Me

What I Help With

Three Pillars of Protection

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Estate Planning & Trusts

Living trusts, healthcare power of attorney, beneficiary planning, probate avoidance, and SECURE Act guidance.

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Retirement Income

Building protected lifetime income, fixed indexed annuities with income riders, Roth strategy, and Social Security planning.

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Family Legacy Planning

Long-term care strategies, special needs planning, inheritance protection, and guidance for families with unique needs.

Also Available

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Notary Services — In-person at our Daytona Beach office or Remote Online Notarization (RON). Wills, trusts, deeds, POA, and more. Meet our notary →

For Every Stage of Life

Planning Looks Different at Every Age

Ages 25 – 45

Build Your Freedom

Want career flexibility by your 50s? Room to take a year off, pivot industries, or step away from the corporate grind early? It starts with smart moves now — consolidating orphaned 401(k)s from old jobs, building tax-efficient buckets, and creating real downside protection so your upside stays yours.

Ages 45 – 60

Building Wealth

You've earned it — now protect it. Living trusts, retirement income strategies, fixed indexed annuities with income riders, long-term care planning, and tax-efficient income approaches as you approach your peak earning years.

Ages 60+

Approaching Retirement & Beyond

Lock in lifetime income. SECURE Act guidance, Roth conversion strategies, healthcare power of attorney, legacy planning for heirs, and protecting your home from nursing home costs. Sleep well at night knowing it's done right.

Try the Tool

See Where Your Plan Has Gaps

Take our short interactive estate planning walkthrough — get a personalized look at exactly what your family needs based on your situation. Takes about 5 minutes. Honest, no-pressure, educational.

Start the Walkthrough

Free Resource

The Complete Guide to Annuities

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Get Your Free Copy

A plain-English guide to how annuities actually work, what to ask before you buy one, and how to know if one fits your situation. Written by Michelle for real families, not industry insiders.

We'll email it to you and add you to our monthly newsletter. Unsubscribe anytime.

Upcoming Events

Free Educational Seminars

Join us at our Daytona Beach office for an educational session on protecting your retirement and your legacy.

Tuesday, July 14

10:00 AM

Thursday, July 16

6:00 PM

Topic: Estate Planning, Trusts & Retirement Income

Reserve Your Seat

Limited seating. Light refreshments served. Educational only — nothing will be sold.

What You'll Learn

Practical, plain-English explanations of the strategies that actually protect your family.

When a Will is enough — and when you need a Trust
The hidden traps in Power of Attorney documents
Why probate is expensive (and how to legally avoid it)
Common mistakes when adding children to property deeds
Protecting inherited money from divorce, lawsuits, and creditors
How to correctly name beneficiaries (most people get this wrong)
The SECURE Act 2.0 — how it changed retirement planning
Long-term care planning that doesn't drain your assets
Building a guaranteed income “floor” with annuities